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Poposal Beasiswa

Semoga bermanfaat bagi yang membutuhkannya...... Salam hangat marwansyah

PROPOSAL

BANTUAN BEASISWA

Pendahuluan

Dalam undang-undang dasar tahun 1945 dinyatakan bahwa salah satu tujuan dari kemerdekaan kita adalah mencerdaskan kehidupan bangsa. Namun sejak beberapa dekade lewat tujuan itu telah mengalami pergeseran. Setidaknya terlihat dari agenda pembangunan yang telah digariskan oleh para pemimpin-pemimpin bangsa, dimana penciptaan sumber daya manusia melalui pendidikan masih sangat lemah jika di bandingkan dengan sektor-sektor lainnya. Akibatnya dapat dirasakan sekarang dimana mayoritas SDM anak bangsa ini lemah, apalagi mereka yang berada di luar daerah pulau jawa. Padahal potensi baik disektor manusia maupun potensi alamnya sangat besar, yang pada akhirnya menjadi terabaikan selain habis dieksploitasi oleh pihak lain, juga akibat SDM di daerah sendiri terlalu lemah.

Diantara posisi daerah yang besar sebagai cikal bakal daerah yang maju adalah memilliki sumber daya alam yang besar dan letaknya yang strategis. Begitu juga dengan provinsi riau yang sangat kaya akan kekayaan alamnya serta letaknya yang strategis sangatlah berpotensi untuk menjadi daerah yang maju. Untuk mencapainya tidaklah mudah, suatu daerah haruslah memiliki sumber daya manusia yang handal dan profesional untuk mengelolanya agar bisa tercapai maksud dan tujuannya tersebut. Karena bagaimana pun melimpahnya sumber daya alam, tanpa adanya kemampuan sumber daya manusia yang handal untuk mengolahnya maka akan sia-sia.

Pengembangan sumber daya manusia adalah suatu upaya untuk mengembangkan kualitas atau kemampuan sumber daya manusia, agar mampu mengolah dan mengelola sumber daya alam, sehingga dapat digunakan untuk kesejahteraan masyarakat sebagai akhir dari tujuan pembangunan itu sendiri. Maka dari itu sebagai generasi penerus, unutk mengembangakan SDM selanjutnya saya sangat mengharapkan peran pemerintah pengusaha daerah dan pelaku bisnis di provinsi riau selaku institusi dan orang yang melakukan bisnis yang diberi hak oleh rakyat untuk pemerintah dan pelaku bisnis yang selayaknya mengembangkan SDM haruslah melakukan tugasnya selain untuk mengembangkan daerah  itu sendiri juga menciptakan SDM daerah agar menjadi generasi yang handal, profesional dan berkualitas untuk membangun daerahnya sendiri dan tempat melakukan kegiatan bisnis, agar tercipta iklim bisnis yang nyaman dan kompeten sehinggan semua aspek pemerintahan bisnis dapat berjalan lancar dan maju bersama.

Dilatar belakangi hal tersebut saya sangat berharap pemerintah provinsi, perusahaan dan pengusaha daerah, dapat membantu mengurangi beban keuangan yang menjadi kendala dalam meningkatkan prestasi belajar. Dengan semakin dinamisnya perkembangan dunia pendidikan dan tuntutan peningkatan mutu lulusan perguruan tinggi, maka perbaikan dan peningkatan sarana penunjang belajar adalah mutlak diperlukan.

Salah satu upaya yang saat ini yang saya harapkan dari pemerintah daerah, perusahaan dan pengusaha daerah adalah dapat memberikan bantuan beasiswa bagi mahasiswa di provinsi riau. Karena bantuan ini sangat berarti dalam menunjang kelancaran dan keberhasilan mahasiswa dalam menyelesaikan masa belajarnya.

Tujuan

Tujuan dari pengajuan permohonan beasiswa ini dapat disebutkan sebagai berikut :

Memacu daya saing untuk meningkatkan mutu pendidikan dan kemampuan dalam mengembangkan potensi diri.

Perbaikan sarana penunjang belajar.

Sebagai salah satu wujud nyata kepedulian pemerintah, perusahaan dan pengusaha daerah terhadap peningkatan SDM di Provinsi Riau

Estimasi Biaya Pendidikan

NO	Biaya Pendidikan	Keterangan
1	Biaya Kuliah / semester	Rp 6.000.000,-
2	Biaya Penelitan dan buku panduan	Rp 4.500.000,-
3	Biaya Transportasi	Rp. 500.000,-
JUMLAH		Rp. 10.000.000,-

            Terbilang : Sepuluh Juta Rupiah

Lampiran

Dengan saya lampirkan data diri yaitu :

Foto Copy Surat Keterangan Aktif Kuliah

Penutup

Demikian proposal ini saya ajukan dengan harapan dapat dipertimbangkan dan disikapi sebagai mana mestinya. Atas perhatian dan kebijaksanaan bapak/ibu, saya ucapkan terima kasih.

Pekanbaru, 30 April 2012

        Hormat saya

Marwansyah Putra S. Kom

Warren Buffett Biography

The Story of Berkshire Hathaway's Billionaire Chairman

Buffett is Born

Warren Edward Buffett was born on August 30, 1930 to his father Howard, a stockbroker-turned-Congressman. The only boy, he was the second of three children, and displayed an amazing aptitude for both money and business at a very early age. Acquaintances recount his uncanny ability to calculate columns of numbers off the top of his head - a feat Warren still amazes business colleagues with today.

At only six years old, Buffett purchased 6-packs of Coca Cola from his grandfather's grocery store for twenty five cents and resold each of the bottles for a nickel, pocketing a five cent profit. While other children his age were playing hopscotch and jacks, Warren was making money. Five years later, Buffett took his step into the world of high finance. At eleven years old, he purchased three shares of Cities Service Preferred at $38 per share for both himself and his older sister, Doris. Shortly after buying the stock, it fell to just over $27 per share. A frightened but resilient Warren held his shares until they rebounded to $40. He promptly sold them - a mistake he would soon come to regret. Cities Service shot up to $200. The experience taught him one of the basic lessons of investing: patience is a virtue.

Warren Buffett's Education

In 1947, a seventeen year old Warren Buffett graduated from High School. It was never his intention to go to college; he had already made $5,000 delivering newspapers (this is equal to $42,610.81 in 2000). His father had other plans, and urged his son to attend the Wharton Business School at the University of Pennsylvania. Buffett stayed two years, complaining that he knew more than his professors. When Howard was defeated in the 1948 Congressional race, Warren returned home to Omaha and transferred to the University of Nebraska-Lincoln. Working full-time, he managed to graduate in only three years.

Warren Buffett approached graduate studies with the same resistance he displayed a few years earlier. He was finally persuaded to apply to Harvard Business School, which, in the worst admission decision in history, rejected him as "too young". Slighted, Warren applied to Columbia where famed investors Ben Graham and David Dodd taught - an experience that would forever change his life.

Ben Graham - Buffett's Mentor

Ben Graham had become well known during the 1920's. At a time when the rest of the world was approaching the investment arena as a giant game of roulette, he searched for stocks that were so inexpensive they were almost completely devoid of risk. One of his best known calls was the Northern Pipe Line, an oil transportation company managed by the Rockefellers. The stock was trading at $65 a share, but after studying the balance sheet, Graham realized that the company had bond holdings worth $95 for every share. The value investor tried to convince management to sell the portfolio, but they refused. Shortly thereafter, he waged a proxy war and secured a spot on the Board of Directors. The company sold its bonds and paid a dividend in the amount of $70 per share.

When he was 40 years old, Ben Graham published Security Analysis, one of the greatest works ever penned on the stock market. At the time, it was risky; investing in equities had become a joke (the Dow Jones had fallen from 381.17 to 41.22 over the course of three to four short years following the crash of 1929). It was around this time that Graham came up with the principle of "intrinsic" business value - a measure of a business's true worth that was completely and totally independent of the stock price. Using intrinsic value, investors could decide what a company was worth and make investment decisions accordingly. His subsequent book, The Intelligent Investor, which Warren celebrates as "the greatest book on investing ever written", introduced the world to Mr. Market - the best investment analogy in history.

Through his simple yet profound investment principles, Ben Graham became an idyllic figure to the twenty-one year old Warren Buffett. Reading an old edition of Who's Who, Warren discovered his mentor was the Chairman of a small, unknown insurance company named GEICO. He hopped a train to Washington D.C. one Saturday morning to find the headquarters. When he got there, the doors were locked. Not to be stopped, Buffett relentlessly pounded on the door until a janitor came to open it for him. He asked if there was anyone in the building. As luck (or fate) would have it, there was. It turns out that there was a man still working on the sixth floor. Warren was escorted up to meet him and immediately began asking him questions about the company and its business practices; a conversation that stretched on for four hours. The man was none other than Lorimer Davidson, the Financial Vice President. The experience would be something that stayed with Buffett for the rest of his life. He eventually acquired the entire GEICO company through his corporation, Berkshire Hathaway.

Warren Buffett Biography

The Story of Berkshire Hathaway's Billionaire Chairman

Buffett is Born

Warren Edward Buffett was born on August 30, 1930 to his father Howard, a stockbroker-turned-Congressman. The only boy, he was the second of three children, and displayed an amazing aptitude for both money and business at a very early age. Acquaintances recount his uncanny ability to calculate columns of numbers off the top of his head - a feat Warren still amazes business colleagues with today.

At only six years old, Buffett purchased 6-packs of Coca Cola from his grandfather's grocery store for twenty five cents and resold each of the bottles for a nickel, pocketing a five cent profit. While other children his age were playing hopscotch and jacks, Warren was making money. Five years later, Buffett took his step into the world of high finance. At eleven years old, he purchased three shares of Cities Service Preferred at $38 per share for both himself and his older sister, Doris. Shortly after buying the stock, it fell to just over $27 per share. A frightened but resilient Warren held his shares until they rebounded to $40. He promptly sold them - a mistake he would soon come to regret. Cities Service shot up to $200. The experience taught him one of the basic lessons of investing: patience is a virtue.

Warren Buffett's Education

In 1947, a seventeen year old Warren Buffett graduated from High School. It was never his intention to go to college; he had already made $5,000 delivering newspapers (this is equal to $42,610.81 in 2000). His father had other plans, and urged his son to attend the Wharton Business School at the University of Pennsylvania. Buffett stayed two years, complaining that he knew more than his professors. When Howard was defeated in the 1948 Congressional race, Warren returned home to Omaha and transferred to the University of Nebraska-Lincoln. Working full-time, he managed to graduate in only three years.

Warren Buffett approached graduate studies with the same resistance he displayed a few years earlier. He was finally persuaded to apply to Harvard Business School, which, in the worst admission decision in history, rejected him as "too young". Slighted, Warren applied to Columbia where famed investors Ben Graham and David Dodd taught - an experience that would forever change his life.

Ben Graham - Buffett's Mentor

Ben Graham had become well known during the 1920's. At a time when the rest of the world was approaching the investment arena as a giant game of roulette, he searched for stocks that were so inexpensive they were almost completely devoid of risk. One of his best known calls was the Northern Pipe Line, an oil transportation company managed by the Rockefellers. The stock was trading at $65 a share, but after studying the balance sheet, Graham realized that the company had bond holdings worth $95 for every share. The value investor tried to convince management to sell the portfolio, but they refused. Shortly thereafter, he waged a proxy war and secured a spot on the Board of Directors. The company sold its bonds and paid a dividend in the amount of $70 per share.

When he was 40 years old, Ben Graham published Security Analysis, one of the greatest works ever penned on the stock market. At the time, it was risky; investing in equities had become a joke (the Dow Jones had fallen from 381.17 to 41.22 over the course of three to four short years following the crash of 1929). It was around this time that Graham came up with the principle of "intrinsic" business value - a measure of a business's true worth that was completely and totally independent of the stock price. Using intrinsic value, investors could decide what a company was worth and make investment decisions accordingly. His subsequent book, The Intelligent Investor, which Warren celebrates as "the greatest book on investing ever written", introduced the world to Mr. Market - the best investment analogy in history.

Through his simple yet profound investment principles, Ben Graham became an idyllic figure to the twenty-one year old Warren Buffett. Reading an old edition of Who's Who, Warren discovered his mentor was the Chairman of a small, unknown insurance company named GEICO. He hopped a train to Washington D.C. one Saturday morning to find the headquarters. When he got there, the doors were locked. Not to be stopped, Buffett relentlessly pounded on the door until a janitor came to open it for him. He asked if there was anyone in the building. As luck (or fate) would have it, there was. It turns out that there was a man still working on the sixth floor. Warren was escorted up to meet him and immediately began asking him questions about the company and its business practices; a conversation that stretched on for four hours. The man was none other than Lorimer Davidson, the Financial Vice President. The experience would be something that stayed with Buffett for the rest of his life. He eventually acquired the entire GEICO company through his corporation, Berkshire Hathaway.